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Recent Articles

Jan
10
2025
Expert Predictions for the 2025 Housing Market
As we enter 2025, the housing market is poised for notable changes. Here's what experts anticipate for the coming year: Home Prices: Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025, indicating a relatively slow pace...
Dec
23
2024
Housing in 2025: Rates will drop under 6%, capital gains exemption will double
But affordability will get worse for those trying to buy a home By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 23, 2024 Article originally posted in Orange County Register on December 19, 2024 Ready for a new year and a reinvigorated housing...
Dec
18
2024
New loan options for self-employed with stash of cash
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 18, 2024 Article originally posted in Orange County Register on December 12, 2024 Last week, I went to the Originator Connect holiday party and conference in Irvine. It was a good opportunity to sniff out...
Dec
11
2024
How to Buy a Home with Low Income: Yes, It’s Possible!
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get you closer to the keys to your own front...
Dec
09
2024
Privatizing Fannie Mae would cause mortgage rates to soar, economist says
Economists offer a mixed-bag take on how the housing and mortgage markets will react under Trump's second presidency By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 9, 2024 Article originally posted in Orange County Register on December 5,...
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Jeff Lazerson - Mortgage Columnist since 2011